What could this property earn you?
Your price, your rent, your costs: see your net yield and what you would have left each month, letting by the year or by the night. Costs, tax and loan can be refined in one click, and we go over your assumptions with you in an appointment.
What your property would earn
Calculated with your assumptions: no market rent is prefilled, and no yield announced by a developer is reused.
Enter the purchase price and the monthly rent: your yield appears here.
How it is calculated
- Gross annual rent
- monthly rent × 12 (let all year round)
- Rent collected
- gross annual rent − vacancy (monthly rent × months without a tenant)
- Costs and management
- service charges and upkeep + insurance + other costs + municipal services tax (rate × rent collected) + management (rate × rent collected)
- Net income before tax
- rent collected − costs − management (vacancy already deducted)
- Total purchase cost
- purchase price + purchase costs + furnishing
- Gross yield
- gross annual rent ÷ purchase price
- Net yield
- net income before tax ÷ total purchase cost
- Tax on rent, on the scale
- income tax on (your other income + taxable base) − income tax on your other income; taxable base = rent collected × (1 − allowance); income tax = income × bracket rate − amount to deduct. The allowance is a flat rate: neither actual costs nor loan interest are deducted.
- Net yield after tax
- (net income before tax − tax) ÷ total purchase cost
- What is left each month (cash flow)
- (net income, before or after tax − loan payments over a year) ÷ 12; with no loan, the payments are zero. Capital repayment is included: it is what goes in and out of your account.
- Rounding
- annual amounts rounded to the dirham, totals made of rounded amounts; yields to a hundredth of a point; monthly amounts to the dirham.
Your figures, explained
Net yield
Rent collected after vacancy, minus your costs, the municipal services tax and management, divided by your total cost: price, purchase costs, furnishing.
Gross yield
A full year's rent divided by the purchase price, with no costs. It helps compare properties; it does not tell you what you will receive.
After tax
The net yield after tax on your rent, under the regime you choose. Without a tax rate, it stays uncalculated rather than at zero.
What you have left each month (cash flow)
Your net income for the year, before or after tax, minus your loan payments, divided by twelve. Capital repayment is included: it is what goes in and out of your account.
How your rent is taxed
By the year: allowance, then the scale
Your rent collected gets a flat allowance of 40%; the rest joins your other income taxable in Morocco, on the income tax scale. Your actual costs and loan interest are not deducted on top.
Source: Tax Directorate (DGI), 2026 tax guide for Moroccans abroad (new tab), CGI, art. 64-II, checked on
Source: Tax Directorate (DGI), 2026 tax guide for Moroccans abroad (new tab), CGI, art. 73-I (loi de finances n° 60-24), checked on
A company or professional tenant
They withhold tax at source: 10% below MAD 120,000 of gross annual rent, 15% above, credited against your annual tax. You can also opt for final taxation at 20% of gross rent.
Source: Tax Directorate (DGI), 2026 tax guide for Moroccans abroad (new tab), CGI, art. 73-II et 160 bis, checked on
Source: Tax Directorate (DGI), 2026 tax guide for Moroccans abroad (new tab), CGI, art. 64-IV et 73-II-F-12° (loi de finances n° 60-24), checked on
Municipal services tax
For a let property, it applies to your rent: 10.5% within an urban perimeter, as in Marrakech, 6.5% in other areas covered by a zoning plan.
Source: Tax Directorate (DGI), municipal services tax (new tab), Law no. 47-06, art. 33 to 36 (Laws 07-20 and 14-25), checked on
By the night
You need an operating licence, and the tourist tax applies. No official text yet says how this income is taxed: the rate is yours to enter, with your tax adviser.
To be confirmed with a tax adviser: no official text states whether this income is rental or business income, nor the VAT that applies.
Source: Morocco national portal, tourist accommodation orders (new tab), Law no. 80-14; Decree no. 2-23-441; implementing orders announced, checked on
What this simulator does not do
- It prefills no rent, no nightly rate, no occupancy and no costs: these are market data, specific to each property. We discuss them in an appointment.
- It counts no rent increase, no resale, no capital gain and no tax on resale.
- It converts no currency: everything is in dirhams.
These figures are indicative: they help you prepare your purchase, not decide it. This is neither a financing offer nor legal, tax or financial advice: your notary, your bank and your tax adviser prevail.
Your rent, occupancy and costs are assumptions: this simulator promises no yield and reuses no developer figure. The tax calculated is an estimate, to be confirmed with your tax adviser.
Amounts in Moroccan dirhams, with no currency conversion. Nothing you enter is sent to us: the calculation runs in your browser, which keeps your latest figures for the session so you can move from one tool to another.
Your figures, reviewed together.
Unit price, contract schedule, financing: bring your assumptions to the appointment and we go over them with you.
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